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Box Truck Insurance in Rapid City SD & Spearfish SD

A great deal of business relies on moving items from one place to another—and box trucks provides a reliable way to transport a number of goods. Whether you're helping people change homes or moving products from a distribution center to a retail store, you're helping to meet a steady demand for transporting items in bulk.

However, the sheer variety of goods that can be transported also means there's no one box truck insurance policy that's suitable for every company. A vehicle transporting bread loaves doesn't need as much insurance as a vehicle transporting expensive furniture, and neither is as risky as a box truck transporting crates of electronic parts. This is why insurance is available in different amounts—and why couriers should know their options.

Box Truck Insurance Policy Features

Consider two major aspects of box truck insurance policies:

  • Insure the Vehicle to help cover things like liability in collisions or physical damage to the truck from any source. A truck that isn't moving isn't making money, and keeping it in good working order is critical to the success of your business.
  • Insure the Cargo to help protect your company in case cargo is damaged or destroyed during transit. A few wrecked packages in a large load aren't hard for most companies to cover, but a major collision that destroys most of the truck's contents (including some genuinely irreplaceable items) could leave your company on the hook financially. Cargo insurance secures the value of transported goods in the event of an accident.

When you call for a rate quote, let us know the size and model of your truck or trucks, how often you're on the road, and what goods you usually transport. This will help us find the most affordable policy for you while still covering all of your needs. Call First Western Insurance Agency today for more information and a free quote.

Our Locations

First Western Insurance (Rapid City)

2630 Jackson Blvd, Suite 202
Rapid City, SD 57702
Main office: 605-348-9800
Fax: 605-342-4579

First Western Insurance (Belle Fourche)

41 Fifth Ave
Belle Fourche, SD 57717
Main office: 605-892-2727
Fax: 605-892-6267

First Western Insurance (Custer)

40 North 5th Street
Custer, SD 57730
Main office: 605-673-2214
Fax: 605-673-2330

First Western Insurance (Deadwood)

460 Main Street
Deadwood, SD 57732
Main office: 605-578-3456
Fax: 605-578-3462

First Western Insurance (Hill City)

427 Main Street
Hill City, SD 57745
Main office: 605-574-2547
Fax: 605-574-4975

First Western Insurance (Hot Springs)

242 S Chicago St, Suite 2
Hot Springs, SD 57747
Main office: 605-745-7900
Fax: 605-745-7899

First Western Insurance (Newell)

207 Dartmouth
Newell, SD 57760
Main office: 605-456-2863
Fax: 605-456-2807

First Western Insurance (Spearfish)

132 E Illinois Street
Spearfish, SD 57783
Main office: 605-642-4711
Fax: 605-642-7315

First Western Insurance (Sturgis)

238 Main St, Suite 1
Sturgis, SD 57785
Main office: 605-347-4644
Fax: 605-347-4730

First Western Insurance (Wall)

418 Main Street
Wall, SD 57790
Main office: 605-279-2545
Fax: 605-279-2292

Our Providers

Testimonials

Kathy always gets back to me right away with any questions I might have!

Derek J. N.