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Car Dealership Insurance in Rapid City SD & Spearfish SD

Car dealerships have many insurance needs, including:

  • The risk of vehicles being stolen from a lot
  • Loss of inventory from natural causes (weather, disasters, etc.)
  • Damage to customers' vehicles when they're brought in for repair
  • Rental vehicles (especially those loaned to customers while their vehicle is in the shop) being damaged or destroyed

None of these costs are minor—the bill for each damaged or lost vehicle can start in the thousands of dollars and can climb rapidly from there. Car dealership insurance offers reimbursement for these expenses when they occur, allowing you to cover your losses and continue operating your business. Many dealerships have already seen the value of this coverage when something goes wrong—especially when the problem was neither foreseeable nor preventable.

Car Dealership Insurance Features

Insurance can turn a crisis into a manageable situation, allowing you to spend more time giving your business the attention it needs to thrive. Be sure to ask an First Western Insurance Agency agent about how much car dealership insurance you actually need, and let us know information like:

  • How many vehicles are on display in your lot
  • What types of vehicles you sell
  • What additional services (vehicle repair, new paint jobs, etc.) your dealership offers
  • How many employees you have

Our goal is to make sure you're fully protected by the plan you choose, and our talented risk assessors can help you find threats you may not have even realized existed. Reputation is everything in the auto dealership industry, so protect yours with the confidence that comes from being fully insured.

Our Locations

First Western Insurance (Rapid City)

2630 Jackson Blvd, Suite 202
Rapid City, SD 57702
Main office: 605-348-9800
Fax: 605-342-4579

First Western Insurance (Belle Fourche)

41 Fifth Ave
Belle Fourche, SD 57717
Main office: 605-892-2727
Fax: 605-892-6267

First Western Insurance (Custer)

40 North 5th Street
Custer, SD 57730
Main office: 605-673-2214
Fax: 605-673-2330

First Western Insurance (Deadwood)

460 Main Street
Deadwood, SD 57732
Main office: 605-578-3456
Fax: 605-578-3462

First Western Insurance (Hill City)

427 Main Street
Hill City, SD 57745
Main office: 605-574-2547
Fax: 605-574-4975

First Western Insurance (Hot Springs)

242 S Chicago St, Suite 2
Hot Springs, SD 57747
Main office: 605-745-7900
Fax: 605-745-7899

First Western Insurance (Newell)

106 8th St
Newell, SD 57760
Main office: 605-456-2863
Fax: 605-456-2807

First Western Insurance (Spearfish)

132 E Illinois Street
Spearfish, SD 57783
Main office: 605-642-4711
Fax: 605-642-7315

First Western Insurance (Sturgis)

238 Main St, Suite 1
Sturgis, SD 57785
Main office: 605-347-4644
Fax: 605-347-4730

First Western Insurance (Wall)

418 Main Street
Wall, SD 57790
Main office: 605-279-2545
Fax: 605-279-2292

Our Providers

Testimonials

Kathy always gets back to me right away with any questions I might have!

Derek J. N.