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Ransom Insurance in Rapid City SD & Spearfish SD

Kidnapping is rare, but if you ever find yourself in a threatening kidnapping situation, the right assistance is invaluable. Kidnapping insurance can help protect you.

In many cases where a ransom is demanded, the only choice you'll have is to take out an enormous loan from a lending institution. Actual paid ransoms tend to be anywhere from several hundred thousand dollars to several million, well beyond the ability of most families to pay out of their own pockets.

Ransom Insurance Features

If someone covered by a ransom insurance policy is successfully released after a ransom is paid, this policy will reimburse you for expenses up to the plan limits. Note that this policy will not provide the initial funds to pay a ransom, although showing a lender that you have this form of insurance can help convince the lender to provide you with the money you need to pay the ransom. Ransoms are usually a substantial amount of money, and the easier getting the money is, the greater the likelihood the hostage will be returned safely.

Most ransom insurance policies are designed for individuals who frequently travel to dangerous parts of the world, not for short vacations or business trips. If you're not sure whether or not you qualify—or you just want to be absolutely sure your family is protected—talk to a First Western Insurance Agency agent about your options. You may also want to ask about what ransom demands in each region are normally like—this can help you determine how much insurance is appropriate for your situation.

Our Locations

First Western Insurance (Rapid City)

2630 Jackson Blvd, Suite 202
Rapid City, SD 57702
Main office: 605-348-9800
Fax: 605-342-4579

First Western Insurance (Belle Fourche)

41 Fifth Ave
Belle Fourche, SD 57717
Main office: 605-892-2727
Fax: 605-892-6267

First Western Insurance (Custer)

40 North 5th Street
Custer, SD 57730
Main office: 605-673-2214
Fax: 605-673-2330

First Western Insurance (Deadwood)

460 Main Street
Deadwood, SD 57732
Main office: 605-578-3456
Fax: 605-578-3462

First Western Insurance (Hill City)

427 Main Street
Hill City, SD 57745
Main office: 605-574-2547
Fax: 605-574-4975

First Western Insurance (Hot Springs)

242 S Chicago St, Suite 2
Hot Springs, SD 57747
Main office: 605-745-7900
Fax: 605-745-7899

First Western Insurance (Newell)

207 Dartmouth
Newell, SD 57760
Main office: 605-456-2863
Fax: 605-456-2807

First Western Insurance (Spearfish)

132 E Illinois Street
Spearfish, SD 57783
Main office: 605-642-4711
Fax: 605-642-7315

First Western Insurance (Sturgis)

238 Main St, Suite 1
Sturgis, SD 57785
Main office: 605-347-4644
Fax: 605-347-4730

First Western Insurance (Wall)

418 Main Street
Wall, SD 57790
Main office: 605-279-2545
Fax: 605-279-2292

Our Providers

Testimonials

Kathy always gets back to me right away with any questions I might have!

Derek J. N.