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Technology Insurance in Rapid City SD & Spearfish SD

Technology is at the core of most modern industries, but like many growth areas, it faces certain risks. Whether you're a major IT corporation or a small business using a single computer to get by, technology insurance can help mitigate your risks and allow you to move forward with confidence. Here's what you need to know about this coverage.

First, there is no one-size-fits-all policy for technology. The use of technology by companies is so varied—and the risks are so different—that a universal policy would ultimately cost you far more than needed. To deal with this, First Western Insurance Agency focuses on solutions that are specifically tailored to your company's needs, helping to keep costs low while still providing your business with adequate protection.

Cyber Liability, Property Insurance, and More

The best way to determine what type of technology insurance you need is to talk with an agent, but here are some things to consider before you call:

  • What type of technology do you have? Many businesses these days are using cloud-based services that may (or may not) have insurance of their own to deal with technical problems related to that software. Other companies are quite content with having a single computer in a back office. Knowing the kinds of technology you use will help your agent pinpoint the best plan.
  • How vital is technology to your operations? Some businesses could probably get by without a computer for a few days, while others literally could not do business at all. If the use of technology is important, you should have enough coverage to completely replace the system if something goes catastrophically wrong.
  • Are you a creator or a user? Companies that create technology or software can be susceptible to lawsuits over the use of intellectual property, while users have to contend with the possibility of technological services being abruptly limited or shut down.

There's no way to completely avoid risk when you use technology, but you can get insurance that brings these risks down to a manageable level.

Our Locations

First Western Insurance (Rapid City)

2630 Jackson Blvd, Suite 202
Rapid City, SD 57702
Main office: 605-348-9800
Fax: 605-342-4579

First Western Insurance (Belle Fourche)

41 Fifth Ave
Belle Fourche, SD 57717
Main office: 605-892-2727
Fax: 605-892-6267

First Western Insurance (Custer)

40 North 5th Street
Custer, SD 57730
Main office: 605-673-2214
Fax: 605-673-2330

First Western Insurance (Deadwood)

460 Main Street
Deadwood, SD 57732
Main office: 605-578-3456
Fax: 605-578-3462

First Western Insurance (Hill City)

427 Main Street
Hill City, SD 57745
Main office: 605-574-2547
Fax: 605-574-4975

First Western Insurance (Hot Springs)

242 S Chicago St, Suite 2
Hot Springs, SD 57747
Main office: 605-745-7900
Fax: 605-745-7899

First Western Insurance (Newell)

106 8th St
Newell, SD 57760
Main office: 605-456-2863
Fax: 605-456-2807

First Western Insurance (Spearfish)

132 E Illinois Street
Spearfish, SD 57783
Main office: 605-642-4711
Fax: 605-642-7315

First Western Insurance (Sturgis)

238 Main St, Suite 1
Sturgis, SD 57785
Main office: 605-347-4644
Fax: 605-347-4730

First Western Insurance (Wall)

418 Main Street
Wall, SD 57790
Main office: 605-279-2545
Fax: 605-279-2292

Our Providers

Testimonials

Kathy always gets back to me right away with any questions I might have!

Derek J. N.