Boat Insurance in Rapid City SD & Spearfish SD
Cast Your Worries Aside.
For most people, owning a boat can be a dream come true. Whether you’re out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.
With a Boat Owners Insurance policy from First Western Insurance Agency, you can relax and enjoy your time away knowing that you’re properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:
- Yachts
- Performance Boats
- Sail Boats
- Bass Boats
- Jet Skis
- WaveRunners
What Can a Boat Insurance Policy Cover?
Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:
- Vandalism
- Collision with another boat or object
- Theft
- Damage caused by uninsured or underinsured boaters
Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.
In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you’re at fault in a boating accident. Coverage options include:
- Bodily Injury payments
- Damage to another’s property
- Medical Payments
- Guest Passenger Liability
Additional Coverage Options
At First Western Insurance Agency, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.
It’s your passion, your dream. Protect that dream for years to come with the right insurance policy from First Western Insurance Agency. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.
Our Locations
First Western Insurance (Rapid City)
2630 Jackson Blvd, Suite 202Rapid City, SD 57702
Fax: 605-342-4579
First Western Insurance (Belle Fourche)
41 Fifth AveBelle Fourche, SD 57717
Fax: 605-892-6267
First Western Insurance (Custer)
40 North 5th StreetCuster, SD 57730
Fax: 605-673-2330
First Western Insurance (Deadwood)
460 Main StreetDeadwood, SD 57732
Fax: 605-578-3462
First Western Insurance (Hill City)
427 Main StreetHill City, SD 57745
Fax: 605-574-4975
First Western Insurance (Hot Springs)
242 S Chicago St, Suite 2Hot Springs, SD 57747
Fax: 605-745-7899
First Western Insurance (Newell)
106 8th StNewell, SD 57760
Fax: 605-456-2807
First Western Insurance (Spearfish)
132 E Illinois StreetSpearfish, SD 57783
Fax: 605-642-7315
First Western Insurance (Sturgis)
238 Main St, Suite 1Sturgis, SD 57785
Fax: 605-347-4730
First Western Insurance (Wall)
418 Main StreetWall, SD 57790
Fax: 605-279-2292
Testimonials
Derek J. N.